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Use our proven international payment services to meet your cross-border needs.

Working with U.S. Bank means being aligned with staff and technology that is built to simplify international transactions.

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Powerful tools

Leverage our global payment services to centralize and automate international payments and receivables so you can buy and sell internationally or expand operations beyond borders.

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Multiple channels

We provide multiple origination channels allowing you to conduct currency conversions and ensure transaction FX rates are set before sending an international wire or ACH.

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Connectivity options

Select from a variety of payment management methods, including host-to-host direct transmission, Swift messaging and FileAct. Payment and reporting formats include ISO 20022, BAI, ANSI, flat file and .CSV.

Find international payment solutions to expand your reach.

International wires

Send fast, trackable USD or foreign currency transactions globally in 195+ countries and 45+ currencies. Get integrated real-time FX rates through Singlepoint® or your preferred channel.

International ACH

Use real-time exchange rates in USD or foreign currency to send non-urgent, cost-effective digital payments in 40+ countries. Transactions to Canada support both debit and credit origination in U.S. or Canadian dollars.

Card and virtual payment solutions

Get currency support in 50+ countries and unsurpassed global card acceptance with our suite of global corporate, purchasing, travel, lodge card and virtual payment solutions.

Foreign exchange (FX)

Manage currency risk through our 24-hour trading capabilities. Get guidance on hedging alternatives to manage FX risk. Access our FX platform via single sign-on through Singlepoint®.

Foreign currency accounts

Hold FDIC-insured funds or facilitate payments and receivables in more than 20 foreign currencies.

Canadian treasury management

Transact like a local while managing your activities through U.S. Bank in Canadian dollars and USD.

Information reporting and multibank services

View international cash positions with customizable transaction reporting on non-U.S. Bank account activity in SinglePoint®. Control funds movement with International Request for Transfer.1

International check processing

Deposit checks in more than 20 currencies drawn on banks outside the U.S. simply and cost effectively. An Image Cash Letter bulk file service is available for checks drawn on Canadian bank in U.S. dollars or Canadian dollars.

Realize the benefits of paying and invoicing in local currencies.

Why pay invoices in the supplier’s currency?

  • Earn discounts on purchases.
  • Get extended payment terms.
  • Get fixed payment amounts and settlement terms.
  • Improve relationships with trading partners.

Why invoice customers in their own currency?

  • Improve your competitiveness in global markets.
  • Help protect foreign customers from market volatility.
  • Foreign-denominated receivables can fund foreign payables needs, creating a natural hedge.

Get insights around global payments and receivables.

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How to decide between international wire or international ACH

Wires and ACH are both popular options in the international payment system. But how can you decide which one is the best fit for your business?

Find out
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Benefits of billing foreign customers in their own currency

Pricing goods in foreign currency rather than U.S dollars can help businesses be more competitive in the global market.

See benefits
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Transition to international ACH in 5 simple steps

Learn how to launch an international ACH payment program to help reduce transaction costs and ensure beneficiaries get the full value of each payment.

Read tips

Get strategic guidance on global payments.

The experts at U.S. Bank are ready to help you create or improve your international payments and receivables strategies and equip you with powerful global payment solutions.

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Disclosures

  1. Banks must be Swift-enabled and have a bilateral agreement in place with U.S. Bank.

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Deposit products are offered by U.S. Bank National Association. Member FDIC. Credit products are offered by U.S. Bank National Association and subject to normal credit approval. Eligibility requirements, restrictions and fees may apply.

The creditor and issuer of U.S. Bank charge cards is U.S. Bank National Association, pursuant to separate licenses from Visa U.S.A., Inc., and Mastercard® International Inc.

Notice: Foreign-denominated transactions are subject to foreign currency exchange risk. Customers are not protected against foreign currency exchange rate fluctuations by FDIC insurance, or any other insurance or guaranty program.

Deposit accounts with non-U.S. financial institutions offered through U.S. Bank are not deposits of U.S. Bank and are not insured by the FDIC or guaranteed by any governmental agency or authority, or by U.S. Bank.

The foregoing products are available solely for business transactions and not for personal, family or household transactions.

Derivative products and services are generally restricted to “eligible contract participants” as defined in the Commodity Exchange Act and Commodity Futures Trading Commission regulations, and other legal requirements and restrictions apply.

U.S. Bank and SinglePoint are registered trademarks of U.S. Bank National Association.